Insurance that's simple, honest, and transparent.
Options Insurance is an independent agency serving Minnesota since 2011. We compare coverage for you across multiple carriers — for your home, your vehicles, and your business.
What we cover
Home & Property
Home, condo, renters, cabin & lake home, landlord, and flood coverage — protecting where you live and what you own.
Auto & Recreation
Auto, motorcycle, classic car, RV, boat, and powersports coverage for everything you drive and ride.
Business
General liability, commercial property, BOP, workers' comp, commercial auto, and cyber coverage for Minnesota businesses.
An independent agency works for you
We're not tied to one company. As an independent agency, we compare your options across multiple carriers and recommend the coverage that actually fits — not the cheapest policy with the biggest gaps.
- Multiple carriers compared on your behalf
- Annual coverage reviews so your policy keeps up with your life
- Local team in Chaska who answers the phone
Ready to review your coverage?
Tell us a little about what you need to protect, and we'll compare your options and follow up with a clear quote.
Get a quote